Hi, I'm Heather. 

The heart behind Love & Legacy Life & Health.

 

I am dedicated to providing peace-of-mind protection for you and the people you love most. My commitment is simple: to guide you toward coverage that protects your family and your future with compassion, clarity, and care.

 

I didn’t step into insurance because it was easy. I stepped in because life isn’t.

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When my husband had a stroke at 35, triggered by a routine chiropractic visit that tore his carotid artery in his neck, our world turned upside down. One morning he was battling a migraine. The next, he was in intensive care and unable to work for nearly a year. Even now, years later, he carries the weight of that moment in his body. That experience taught me firsthand how quickly life can change and how critical it is to have a safety net when it does.

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I’ve seen what happens when families have that safety net. I’ve watched life and health insurance payouts become lifelines. Covering major medical debt, mortgages, essential living expenses, and giving grieving families time to breathe. I’ve also seen the other side. GoFundMe pages that fall short. Homes lost. Bankruptcies Filed. Futures derailed. It’s heartbreaking, and it’s preventable.

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​​I believe insurance should feel like a solution, not a burden. And I’m here to help you find the kind of coverage that fits your life and your budget and leaves you with peace of mind in the midst of life's uncertainties. 

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I look forward to helping you.